SmartSalaryCalcs
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Guides

Clear, trustworthy explanations to go with the calculators — salary negotiation, paycheck math, equity, and freelance economics.

Guide · 8 min

Salary vs Hourly: Pros and Cons

Salaried jobs feel stable, hourly jobs offer overtime — but which actually pays more? A real comparison of the two compensation structures.

Guide · 7 min

PTO Cash-Out: How Much Is It Worth?

Unused PTO at separation often pays out at your regular wage, but the tax treatment (supplemental) can shave a chunk. How to value PTO before you accept or quit.

Guide · 11 min

Pay Transparency Laws: State by State

California, New York, Colorado, Washington and 8 more states now require salary ranges in job postings. A guide to where the laws exist and how to use them.

Guide · 8 min

Sign-On Bonus: Tax and Negotiation

Sign-on bonuses are easier to negotiate than base salary and often have clawback clauses. The full mechanics of how they work and what to ask for.

Guide · 9 min

Severance Packages: What to Expect

One week per year of service is a common starting point — but severance is negotiable, and the tax treatment can surprise you.

Guide · 8 min

How to Calculate Your Real Hourly Wage

Your salary divided by 2,080 hours misses unpaid work, commute time, and benefits costs. The honest formula for what your time actually earns.

Guide · 9 min

Remote Work and Salary Adjustments

Tech companies tied pay to ZIP codes during the pandemic and many still do. How location-based pay works, and what your real net salary becomes when you relocate.

Guide · 8 min

How Bonuses Are Taxed in the U.S.

That "lost half my bonus to taxes" feeling is real — but mostly because of withholding, not actual tax owed. Here's what happens to a bonus and why.

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